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Simplex is now called Vanbreda Simplex

Actuarial Advice

Mergers, acquisitions, joint ventures, ... businesses are renewing their forms of cooperation at an increasingly rapid pace. Existing pension obligations in favour of employees are often underestimated or simply not estimated.

Employee Benefits Insurance

As an independent insurance broker, Simplex Employee Benefits Insurance offers the solutions to increase the economic security of both employees and the self-employed. In doing so, it always optimises the fiscality of the total benefits package.

8 April 2025

How does the increase in the statutory guaranteed return on supplementary pensions affect your company?

The Supplementary Pensions Law (WAP) requires employers to guarantee a minimum return on supplementary pension contributions for the duration of employees’ scheme membership. This minimum return is calculated on 1 June every year and takes effect on 1 January of the following year. Since 2016, it has been 1.75%; from 2025 it rises to 2.50%. How does this affect you as an employer?

8 April 2025

A closer look at Pillar 2 pensions: what is in the federal coalition agreement?

On 31 January 2025, the federal government concluded a coalition agreement. Below we set out the key measures* in the reforms that the government wants to implement in connection with the second pension pillar.

29 January 2025

Unified status for supplementary pension plans from 2030: get your organisation ready

A "calmer" starting of the year compared to 2023 in terms of the new ceilings.
What is new is that the maximum deductible premiums in the 3rd pension pillar are indexed for the first time in 4 years.