Simplex is an independent consultant in employee benefits and actuarial consulting.

The uniform status for supplementary pensions will come into effect on 1 January 2030. What this actually means is that a different supplementary pension for manual and white-collar workers in a comparable situation is no longer permitted. This legislative change has a major impact on employers and requires careful preparation. Read below how we can support you as an employer in this process.

At the beginning of March 2026, the Council of Ministers reached an agreement during its third reading of the new pension law, meaning that the pension reform is now ready for consideration by parliament. This brings the matter to its final phase, the ambition being to systematically implement the statutory pension reform measures starting in 2027. The ultimate goal of the reforms is to make the system more sustainable, just and fair.

Credit rating agency Moody’s has just downgraded Belgium’s rating from Aa3 to A1. This means that Belgium will have to pay a higher interest rate on future borrowings. In the long term, this lower credit rating could also have an impact on the minimum return on the second-pillar supplementary pension. This development calls for a proactive approach: employers who anticipate in good time can keep their supplementary pension plan optimally in line with their HR and remuneration policies.