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The uniform status for supplementary pensions will come into effect on 1 January 2030. What this actually means is that a different supplementary pension for manual and white-collar workers in a comparable situation is no longer permitted. This legislative change has a major impact on employers and requires careful preparation. Read below how we can support you as an employer in this process.

At the beginning of March 2026, the Council of Ministers reached an agreement during its third reading of the new pension law, meaning that the pension reform is now ready for consideration by parliament. This brings the matter to its final phase, the ambition being to systematically implement the statutory pension reform measures starting in 2027. The ultimate goal of the reforms is to make the system more sustainable, just and fair.

Credit rating agency Moody’s has just downgraded Belgium’s rating from Aa3 to A1. This means that Belgium will have to pay a higher interest rate on future borrowings. In the long term, this lower credit rating could also have an impact on the minimum return on the second-pillar supplementary pension. This development calls for a proactive approach: employers who anticipate in good time can keep their supplementary pension plan optimally in line with their HR and remuneration policies.

Introduced in 2012, the Wijninckx contribution is a special social security contribution intended to build up substantial supplementary pensions for employees and the self-employed. It is also an extra social security contribution payable by the employer or self-employed individual. We explain how this contribution is calculated, why it’s important to pay it on time and what role Sigedis plays.

How well do your employees understand their financial future? Research shows that many employees worry about their situation, and this affects both their well-being and their performance. We explain the importance of financial literacy and what companies can do about it.

Introduced in 2012, the Wijninckx contribution is a special social security contribution intended to build up substantial supplementary pensions for employees and the self-employed. It is also an extra social security contribution payable by the employer or self-employed individual. We explain how this contribution is calculated, why it’s important to pay it on time and what role Sigedis plays.

Do you want to increase the growth of your employees’ pension by awarding them a bonus pension? Doing this is beneficial both for you as an employer and for your employees. Here’s what you need to take into account as an employer.

As an employer with activities in multiple countries, you want your employees to enjoy the same quality of healthcare and insurance wherever they are in the world. The challenge lies in managing employee benefits packages efficiently in a way that’s both compliant with local legislation and consistent with your global HR strategy.

On 31 January 2025, the federal government concluded a coalition agreement. Below we set out the key measures* in the reforms that the government wants to implement in connection with the second pension pillar.

The Supplementary Pensions Law (WAP) requires employers to guarantee a minimum return on supplementary pension contributions for the duration of employees’ scheme membership. This minimum return is calculated on 1 June every year and takes effect on 1 January of the following year. Since 2016, it has been 1.75%; from 2025 it rises to 2.50%. How does this affect you as an employer?

A "calmer" starting of the year compared to 2023 in terms of the new ceilings.
What is new is that the maximum deductible premiums in the 3rd pension pillar are indexed for the first time in 4 years.

In a world that’s constantly changing, it’s essential to look ahead and make strategic choices. You can then position your company in the job market as a future-proof employer and offer your employees an attractive Employee Benefits package. Here are eight key trends and insights you definitely don’t want to overlook.

A "calmer" starting of the year compared to 2023 in terms of the new ceilings.
What is new is that the maximum deductible premiums in the 3rd pension pillar are indexed for the first time in 4 years.

Since the introduction of the Belgian Supplementary Pensions Act (Wet op de Aanvullende Pensioenen) in 2004, every pension provider has to factor in a statutory return guarantee, better known as the ‘employer’s guarantee’, which is unique in Europe.

What a debut for the tax figures in this new year, the new wage ceilings for calculating social security supplements for wage earners and the self-...

The procedures for medical acceptance of insured risks such as death, guaranteed income and hospitalisation, have long been a headache. Even more...

Searching for a new work culture is undeniably the norm in almost every work environment today. What is known as ‘hybrid working’ is evolving after...

A proverbial bomb dropped recently in the circle of experts who calculate supplementary pensions for the self-employed. On 31 March, the tax...

Much ink has been spilled about when a company pension may be paid and what tax rate it is subject to, but little has been written about how this...

A new year, new hopes, new wage ceilings and new fiscal maximums for calculating social security supplements for wage earners and the self-employed...